Terms & Conditions

Acceptance of Terms

By accessing or using this website (www.fractionalft.com.au), you agree to be bound by these Terms of Use and our Privacy Policy.

If you do not agree, please discontinue use of the website.

General Information Only

The information on this website is provided for general informational purposes only.

It is not intended to constitute financial, accounting, tax, or legal advice.

Before acting on any information, you should seek professional advice tailored to your specific circumstances.

Intellectual Property

All content on this website — including text, graphics, logos, design, and layout — is the property of Top Group Holdings Pty Ltd or its licensors, unless otherwise stated.

You may view, download, and print content for personal or business reference only.

You must not reproduce, modify, distribute, or use our content for commercial purposes without our written consent.

Website Access and Availability

We strive to ensure the website is available and functional at all times.

However, we do not guarantee uninterrupted access and accept no liability for any downtime, technical issues, or data loss arising from website use.

Third-Party Links

This website may contain links to third-party sites or resources. These are provided for convenience only.

We are not responsible for the content, accuracy, or privacy practices of any third-party websites.

Limitation of Liability

To the fullest extent permitted by law, Top Group Holdings Pty Ltd excludes all liability for any loss, damage, or expense arising from:

  • The use or inability to use the website;
  • Reliance on any information or materials published on the site; or
  • Any unauthorised access to your information through our website.

Nothing in these terms excludes any consumer rights that cannot be excluded under Australian law.

Security

We take reasonable steps to ensure the website and its systems are secure. However, we cannot guarantee the security of information transmitted over the internet.

You are responsible for maintaining the confidentiality of any login details (if applicable).

Changes to Terms

We may update these Terms of Use from time to time. The latest version will always be available on our website.

Your continued use of the site constitutes acceptance of any changes.

Governing Law

These Terms of Use are governed by the laws of Victoria, Australia.

Any disputes arising in connection with this website shall be subject to the exclusive jurisdiction of the courts of Victoria.

Contact Us

For any questions regarding these Terms of Use, please contact us at:

admin@fractionalft.com.au